Quick Answer: Are American Express Cards Easy To Get?

The USAA Secured American Express Card is the easiest American Express card to get.

None of the credit cards issued by American Express is especially easy to get because they all require a minimum of good credit.

That means a score between 660 and 720, although a score of 700+ will give you the best chance.

Is it hard to get an American Express card?

Generally speaking, American Express cards are a lot more difficult to get than your typical student credit cards, secured credit cards, or bad credit credit cards. The thought is that if you are able to be accepted as an Amex member, you’ve got good credit.

What credit score do you need to get an American Express card?

The Credit Score Needed for the American Express Platinum. To apply for The Platinum Card® from American Express, you need to have a good or excellent credit score. This means you need a credit score of at least 700. The average applicant has a score of 715.

How do I get an American Express card?

Apply online.

You can apply for an AmEx card online without having been solicited by mail. In order to do this, visit the AmEx website, click “Get Started,” select the card you want, and click the “Apply Now” button to fill out the application form. Don’t do this until you are certain which card you want.

What credit card is easiest to get?

Easiest Credit Cards to Get Approved For

Best ForCard NameAnnual Fee
No Min. Credit ScoreGreen Dot primor® Visa® Classic Secured Credit Card$39
No Credit CheckOpenSky® Secured Visa® Credit Card$35
Low Annual FeeFirst Progress Platinum Elite Mastercard® Secured Credit Card$29
No Annual FeeFingerhut Credit AccountNone

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What is the hardest credit card to get?

The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What is the easiest American Express card to get?

The USAA Secured American Express Card is the easiest American Express card to get. It’s issued by USAA, but it’s on the Amex card network, which means you can use it anywhere Amex is accepted. It’s also available to people with bad credit, unlike anything Amex offers.

Can you get a credit card with a 550 credit score?

3 Other Unsecured Credit Cards for Bad Credit (Scores 550 – 650) Unsecured credit cards offer the best rewards, the lowest interest rates, and don’t require a security deposit to open an account. In that case, apply for a secured credit card and try for an unsecured credit card when your score improves.

Is American Express better than Visa?

Long story short, if you compare American Express vs. Visa, Visa definitely comes out on top in most areas. Over 2 million more merchants in the US accept Visa than Amex, as do 40-ish countries/territories. Because it, unlike Visa, is a card issuer as well as a network.

Is it hard to get PayPal credit?

Getting a hard credit inquiry on your report and failing the approval process will leave you in a worse state than before. Nobody knows the exact criteria, of course, but the general consensus seems to be a minimum credit score of 600 for the PayPal Extras MasterCard.

Is it worth getting American Express card?

The American Express® Gold Card is one of the better cards that’s available, especially for people who spend a lot on dining and at supermarkets. While it does have a high annual fee, it offers up enough benefits to make it worth the cost. For rates and fees of the American Express® Gold Card, please click here.

Which American Express credit card is best?

The 10 Best American Express Credit Cards of 2019

  • Best for Airline Rewards: Gold Delta Skymiles.
  • Best Welcome Offer: The Hilton Honors American Express Surpass Card.
  • Best for Dining: Wells Fargo Propel American Express.
  • Best for Hotel Rewards: Bonvoy Brilliant American Express.
  • Best for Everyday Purchases: Amex Everyday.

Who can apply for American Express credit card?

You can be eligible for an American Express credit card if you meet the following conditions: You must be at least 21 years old. You must be a citizen of India. You must have a good credit score/credit history.

What is a good first time credit card?

Best for Flat-Rate Rewards: Capital One QuicksilverOne. Best for Fair Credit: Capital One Secured. Best Rewards for Fair Credit: Discover it Secured. Best for No Credit Check: OpenSky Secured Visa Card.

What credit card should I get for my first one?

Overview: Best credit cards for young adults

CardBest for:Minimum Credit Score Required
Discover it® Student Cash BackStudentsAverage/fair/limited (600 – 699)
Discover it® SecuredCash Back—No CreditPoor (300 – 599)
Capital One® Secured Mastercard®First Credit Card—Credit Builder

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Which US Bank Credit Card is easiest to get?

The easiest U.S. Bank credit card to get is the US Bank Secured Visa card, which does not have a minimum credit score requirement.

Here are the easiest unsecured credit cards to get:

  1. Overall: Fingerhut Credit Account.
  2. Rewards: Credit One Bank® Platinum Visa®
  3. Small Business: Capital One® Spark® Classic for Business​