Quick Answer: Are Discover Cards Accepted In Europe?

In general terms, you can use your Discover card wherever you see the Discover or Diners Club International symbols displayed.

Most credit and debit cards used in Europe, Canada and Australia will also have ‘chip and PIN’ technology, with a magnetic payment chip embedded into the card.

Is Discover card widely accepted in Europe?

American credit cards work throughout Europe (at hotels, larger shops and restaurants, travel agencies, car-rental agencies, and so on); Visa and MasterCard are the most widely accepted. American Express is less common, and the Discover card is unknown in Europe.

Where is the Discover Card accepted?

A Discover Card Can Be Used at Banks, Credit Unions, ATMs and Certain Stores for Cash. Sometimes you need cash and when you do, it’s possible to use your Discover card at a bank, ATM or credit union for a cash advance up to the limit specified in your contract.

Is Discover accepted in Germany?

Visa and Mastercard are widely accepted in Germany. You can also use American Express cards and Discover cards with the Diners Club logo; however, they’re accepted in fewer locations. If you want to make an ATM cash withdrawal, the German Savings Banks Association (DSGV) ATMs accepts Discover cards.

Which credit card is best for Europe?

Summary of Best No Foreign Transaction Fee Credit Cards of February 2020

Credit CardBest ForRegular APR
Chase Sapphire Preferred® Card NerdWallet rating Apply Now on Chase’s websiteBonus travel rewards17.49% – 24.49% Variable APR

5 more rows

Does Discover Card have foreign transaction fee?

The Discover foreign transaction fee is 0%, or $0, on all cards. That means any Discover credit card you apply for now will have no foreign transaction fee, and you won’t be charged extra for making purchases that are processed internationally.

Is it cheaper to use credit card or cash abroad?

Cards can be the cheapest way to pay for things and withdraw money from cash machines abroad, but only if you use the right one. Using your usual credit or debit card might result in expensive overseas fees, so you could save a lot by getting a special ‘travel-friendly’ credit, debit or prepaid card before you go.

Why is Discover card not accepted?

Why isn’t Discover as widely accepted as Visa or Mastercard? There are a few reasons. There’s about one-seventh the number of Discover cards as Visa cards, so merchants may not have as much of an incentive to accept them. Discover sometimes charges merchants more for card acceptance than either Visa or Mastercard.

Where Discover is not accepted?

One of the biggest retailers that don’t accept Discover cards is Costco, a wholesale warehouse club. Costco has an exclusive partnership with Visa to only accept Visa credit cards in exchange for a lower merchant fee rate.

Does Amazon accept Discover Card?

Amazon Pay accepts credit and debit cards and transfers from your available Amazon Pay account balance. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. An Amazon.com store card is available for use with selected merchants.

Is Discover accepted internationally?

You can use your U.S. Discover card in many countries abroad to make purchases or withdraw cash. However, Discover cards aren’t universally accepted, so it’s a good idea to check before you go, if your destination is covered by this network. Discover publish a map of international coverage online.

Which card are they using in Germany?

Visa and Mastercard are widely accepted in Germany. You can also use American Express and Diners Club credit cards; however, they’re accepted in fewer locations. While Germany ranks highly in Europe for the acceptance of new technology like contactless and mobile payments, it’s still a cash economy.

Do you need cash in Germany?

Credit Cards and the EC Bank Card in Germany

Compared to the U.S, most Germans still prefer to pay cash and many shops and cafes do not accept cards, especially in smaller German cities. An estimated 80% of all transactions in Germany are in cash. Visa and MasterCard are usually accepted in Germany—but not everywhere.

How do I avoid foreign transaction fees?

Here are five ways to dodge foreign transaction fees and international ATM fees.

  • Get a Credit Card Without a Foreign Transaction Fee.
  • Open a Bank Account That Doesn’t Charge Foreign Fees.
  • Exchange Currency Before Traveling.
  • Avoid Using Foreign ATMs.
  • Find out if Your Bank Has a Foreign Partner.
  • Bottom Line.

Is it better to use credit card abroad?

Debit cards vs credit cards while abroad

As debit cards usually charge more fees for usage and the exchange rate tends to be uncompetitive. Credit cards do come with higher interest rates however, so it’s best to pay off your balance regularly and fully which is usually due on a monthly basis.

Which card has no foreign transaction fee?

Best Credit Cards with No Foreign Transaction Fees: Capital One® Venture® Rewards Credit Card – International Travel Rewards. Wells Fargo Propel American Express® card – Chip & PIN. Chase Sapphire Preferred® Card – Bonus & Visa Benefits.