Question: At What Credit Score Do You Start?

Rest assured that your first score won’t be zero, though, as the most common credit-scoring models start at 300.

What credit score does everyone start with?

Credit scores generally range from 300, the lowest possible, to 850, the highest possible. Generally, most people will begin with a middle of the road credit score. However, this will be largely dependent upon a few factors.

What credit score does an 18 year old start with?

Turning Age 18

Your credit score does not automatically start when you turn 18.

What is a good credit score for my age?

Average Credit Scores by Age

FICO scores range from a low of 300 to a high of 850 – a perfect credit score which is achieved by only 1% of consumers. Generally, a very good credit score is one that is 720 or higher.

How can I build my credit at 18?

Here’s how to start building credit once you turn 18.

  • Understand the Basics of Credit.
  • Become an Authorized User.
  • Get a Starter Credit Card.
  • 4. Make Payments On Time.
  • Maintain a Low Credit Card Balance.
  • Get a Loan.
  • Monitor Your Credit Report and Credit Score.
  • Keep it Simple… for Now.