Can American Express Cards Be Used Internationally?

You can use your US Amex card abroad to make purchases or withdraw cash.

In many places in Europe, for example, stores and restaurants prefer not to accept Amex payments because of higher merchant charges.

That means that, especially in cheaper stores and family businesses, your card might not be accepted.

Do American Express cards have foreign transaction fees?

‡Benefit Terms

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

Do foreign countries take American Express?

American Express is accepted in more than 160 countries and territories internationally. That includes all the members of the United Nations, except for those under U.S. sanctions. Amex cards are more widely accepted in some international destinations than others, though.

Which Amex card has no foreign transaction fee?

Compare American Express credit cards with no foreign transaction fee

NameForeign transaction feeAnnual fee
Hilton Honors American Express CardNone$0
Hilton Honors American Express Surpass® CardNone$95
Platinum Delta SkyMiles® Credit Card from American ExpressNone$195
Delta Reserve® Credit Card from American ExpressNone$450

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Is American Express free to use abroad?

Does Amex charge a fee for foreign transactions? If you use your Card to withdraw cash abroad a cash fee of 3% of the withdrawal amount or £3 (whichever is greater) will be payable in addition to the non-sterling transaction fee. Find more details about foreign transactions here.