Can I Apply For A Credit Card In Another Country?

Given how easy it can be to travel to another country and exchange your currency for theirs, it’s logical to think you might also be able to get a credit card there.

To apply for a U.S.

credit card, you generally need to provide your Social Security number, as well as a U.S.


Do credit cards work internationally?

Visa and Mastercard are widely accepted worldwide. If an establishment takes credit cards, it’s a good bet that your Visa or Mastercard will work. Discover is the least internationally accepted card network, so you may want to think twice about bringing one overseas.

Can I get a US credit card if I live abroad?

But if you have both a US credit report and Social Security number, you’re generally eligible to apply for US credit cards, regardless of where you’re living. First, if you’re a US expat applying from overseas, you’re going to need to maintain a US address and a US bank account like Ariel does.

Can I use my credit card abroad?

You can also use your credit card to withdraw cash in most ATMs overseas. Although, make sure to keep your eye out for foreign transaction fees and currency conversion markups.

Which credit card can be used internationally?

Some cards are more widely accepted around the world than others. Although Visa and MasterCard are equally accepted in the United States, I have found that some foreign merchants do not take MasterCard. American Express is widely accepted overseas, but just like in America, it is not always accepted.

Which credit card is best for abroad?

  • Why use a credit card for spending abroad? You could, of course, choose to pay for things with your debit card.
  • Always pay in local currency.
  • Barclaycard Platinum Cashback Plus.
  • Tandem Mastercard.
  • Halifax Clarity Mastercard.
  • Tandem Journey Mastercard.
  • Santander Zero.
  • Creation Everyday Mastercard.

Can I get a UK credit card if I live abroad?

As 39,000 British expats realised recently when Barclaycard withdrew their credit cards, not having a UK address can make it tough to maintain your pre-move financial arrangements. Onshore banks and building societies demand that you live in the UK, and can prove it.

Which credit card has no foreign transaction fee?

Credit Cards with No Foreign Transaction Fees: Chase Sapphire Reserve. Chase Sapphire Preferred Card.

Can I get a US credit card if I live in Canada?

CIBC US, TD Bank, BMO Harris Bank, and RBC Bank in the US will generally allow you to apply for their credit cards based on your Canadian banking relationship, as long as you have a US address.

How do I avoid foreign transaction fees on my credit card?

Here are five ways to dodge foreign transaction fees and international ATM fees.

  1. Get a Credit Card Without a Foreign Transaction Fee.
  2. Open a Bank Account That Doesn’t Charge Foreign Fees.
  3. Exchange Currency Before Traveling.
  4. Avoid Using Foreign ATMs.
  5. Find out if Your Bank Has a Foreign Partner.

Is it better to use credit card or debit card abroad?

Paying abroad: debit card or credit card? Nowadays, when traveling, a debit card and a credit card should be enough in most cases. Changing money in advance is expensive and usually not necessary.

Is it cheaper to use credit card or cash abroad?

If you use an ATM to get cash, or your credit card to buy something, you will usually pay 1% to the international card network, plus whatever your bank charges. you done your homework whereas some havent. So you are ahead in that department. > charges for foreign transaction fees for using your credit card.

Can Visa cards be used internationally?

Debit and credit cards can be used wherever you see the Mastercard or Visa symbol, depending on what your card is branded. But, when you use it overseas, your card issuer has to translate your purchase into pounds sterling – the base currency of your card.

Do credit cards charge for international transactions?

Foreign transaction fees are assessed by your credit card issuer and are usually charged as a percentage of the purchase that you’re making, with 3% being common. While 3% might not seem like much, remember that this fee will apply every time you use your card.

Which credit card is accepted worldwide?

As illustrated, both in the U.S. and worldwide, Visa and Mastercard are the most accepted credit card issuers worldwide, with Discover close behind and Amex trailing significantly behind.