Quick Answer: Can I Convert My Discover Card To Discover It?

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Can I switch my discover it card to discover it miles?

It’s now possible to do a product change from the Discover it Miles card to the regular Discover it card that earns 5% in rotating categories. This is much more attractive as you earn 5% cash back on categories that change quarterly (with a spending cap of $1,500).

How do I convert my Discover card?

You can convert your card for free by calling 1-800-DISCOVER or the number on the back of your card and ask about changing your account to one of the many “it” cards available.

What is the difference between Discover and discover it?

In short, the Discover it® Cash Back card is the most recent iteration of Discover’s product line, having replaced the Discover More® card in 2013. The Discover More® card was the first Discover card to offer rotating bonus rewards categories to cardholders as a way to earn more cash back on certain purchases.

What credit score is needed for a Discover it card?

You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. You can get the Discover it Secured Card with a bad credit score (below 640).

Which is better discover it or discover Chrome?

Discover it chrome is more consistent but has a lower ceiling, giving you 2% bonus cash back on the first $1,000 spent per quarter in the same categories – gas and restaurants – all the time. Both offer 1% cash back on other purchases. Both double all the cash back you’ve earned at the end of the first year.

Can you have 2 discover it cards?

If you’re trying to get multiple Discover cards, there are a few rules: You can only have up to 2 Discover It cards at one time. You can only have 1 student card at one time. You can only have 1 new card every membership year — after you receive the cashback match check.

Is the Discover IT Miles card good?

The Discover it® Miles card could be a good option. You’ll earn 1.5 miles per $1 spent, and at the end of the first year, Discover will match all the miles you’ve earned. With all of these perks and no annual fee, Discover it® Miles could be a great card to add to your wallet.

Is discover a good credit card?

One of the best bits: Discover will double the cash back you earn in your first year. That means you’ll get 10% cash back in those categories and 2% back for every other purchase. That makes this one of the most rewarding credit cards on the market, especially for no annual fee.

How many discover miles for a flight?

Even though the Discover it® Miles card has the word “Miles” in it, that doesn’t mean that you can only use them for airlines. It’s essentially a fixed-point card that earns 1.5 Miles on every dollar spent on purchases – which can be redeemed as a statement credit for recent travel purchases.

Is American Express better than discover?

You’ll want to look at welcome offers, rewards and secondary benefits. Overall, American Express is better for travel cards, while Discover is better for cashback cards.

Is Citibank better than discover?

Discover has the better online shopping portal, lower interest rates, and more perks than the Citi Double Cash Card. Yes, has its place in the wallets of people who don’t have an identifiable spending pattern — ideal for its potential 2% cash back program on all purchases.

Does discover match cashback every year?

With Cashback Match, Discover automatically matches all the cash back new cardmembers have earned at the end of their first year on their credit card. Discover will apply the match after the first 12 consecutive billing cycles, within the following one or two billing cycles.