Question: Can I Use My Credit Card Overseas?

Basically, when you’re abroad, you can use your credit card as you would in your own country.

Even the contactless option will work if available.

You can also use your credit card to withdraw cash in most ATMs overseas.

Can I use my credit card in a foreign country?

Draft your credit card plan.

For travel abroad, you will want at least two credit cards that are Visas or Mastercards (American Express and Discover are less widely accepted worldwide). You also will want to pack credit cards that charge no foreign transaction fees.

Do credit cards work internationally?

Visa and Mastercard are widely accepted worldwide. If an establishment takes credit cards, it’s a good bet that your Visa or Mastercard will work. Discover is the least internationally accepted card network, so you may want to think twice about bringing one overseas.

Is it better to use a credit card abroad?

Cards can be the cheapest way to pay for things and withdraw money from cash machines abroad, but only if you use the right one. Using your usual credit or debit card might result in expensive overseas fees, so you could save a lot by getting a special ‘travel-friendly’ credit, debit or prepaid card before you go.

Can I use my debit card overseas?

As long as you have a globally accepted debit card (such as a Visa or Mastercard), you should be able to access your funds easily internationally. You can use such a card at EFTPOS terminals, to withdraw cash from ATMs and to make purchases online.