If you are the primary account holder on one account and an authorized user on another account, you could end up with two of the same credit card in your wallet, both bearing your name.
You can carry two similar, but not identical, cards.
Can you apply for 2 of the same credit cards?
It turns out the answer is yes and no. Although a bank might open multiple checking or savings accounts for the same customer, most card issuers will not allow you to have multiple accounts with the same exact credit card. So in some cases, it may be possible to receive the same card, at the same time, more than once.
Can you have 2 credit cards from the same company?
Yes, you can have more than one card from a single issuer. However, the extra account carries both pros and cons. A few situations could warrant opening a second (or third) credit card with the same bank.
Can you have 2 Discover cards?
You can have two Discover credit cards at once as the primary accountholder. But to get your second Discover card, you must have had the first card open for at least one year. Your two Discover cards can be different or the same, such as two Discover it Cash Back cards.
Can we have 2 credit cards from same bank?
So if it’s a great balance transfer deal you’re looking for, you’ll want to apply for a credit card with another bank. Having two credit cards from the same credit card issuer can be risky. Yes, you can have more than one credit card from the same bank; however, the extra account has its own pros and cons.