A hard credit inquiry is when a lender or potential landlord pulls your credit reports and checks your credit score with your permission.
Hard credit pulls take place when you apply for a credit card, personal loan, vehicle loan or lease or a mortgage.
Landlords may also do a hard credit inquiry.
Is a rental credit check a hard inquiry?
Many landlords pull your credit report when you’re approving your rental application. The hard inquiry that comes from a credit check can affect your credit score. Inquiries are 10% of your credit score. The application also won’t hurt your credit score if the landlord uses a service that does a soft credit check.
Which credit score do landlords look at?
Many landlords consider credit one of the most important parts of making a leasing decision. What credit score is needed to rent a house can differ from landlord to landlord, but you can expect the minimum to be somewhere between 600 and 620.
What credit score is needed to rent an apartment 2019?
620 or higher
Do they run your credit to rent a house?
Conducting a credit check gives the landlord some sense of whether you are likely to pay your rent and pay it on time. Landlords who rent properties in low-income areas often have to accept a credit score as low as 620.