Quick Answer: Does Apple Card Do A Hard Pull?

Does Apple do a hard credit check?

Apple Card is handling this a little differently than most other credit cards. You will only be hit with a hard inquiry if you are approved and accept your Apple Card offer. Any other situation (you are declined, or you are approved but decline the offer) will only result in a soft inquiry on your credit.

Do you need good credit for Apple card?

The Apple Credit Card requires good or excellent credit for approval. This means that you should have a credit score of at least 700, to maximize your chances of approval. Make sure to check your credit score on WalletHub before applying – it’s free!

What Bureau does Apple card pull?

The Apple Credit Card will use your TransUnion credit report for approval. Same stands for the bureau it reports to: the Apple Credit Card reports to TransUnion but does not report to Experian or Equifax.

Will I get approved for Apple card?

People with ‘subprime’ credit scores are reportedly getting approved for Apple’s new credit card. Apple Card, Apple’s new credit card, applications are now available for iPhone users. However, the report also said Goldman Sachs would give credit limits in line with the users’ credit history.