Bank of America: As of May 2018 Bank of America no longer does a hard pull for credit limit increases.
For credit limit increases they’ll usually do a hard pull from TransUnion, whereas for new applications it’s usually from Experian.
Does Capital One do a hard pull for credit limit increase?
Nope, Capital One does not do a hard pull for credit limit increases. It’s true that you can only request one once every six months.But it will result in a soft pull and won’t affect your credit score.
Does Best Buy do a hard pull for credit limit increase?
Here’s how to request a Best Buy credit limit increase online: Log in to your account. Select “Card Services” and then “Credit Limit Increase.” If you request a bigger increase, Citi will do a hard pull on your credit, which will temporarily hurt your score.
How often does discover raise your credit limit?
For the best chance of approval, Discover recommends that you wait at least 6 months before applying for another credit limit increase, but your credit limit is being constantly re-evaluated and could be increased at any time.
Is a credit limit increase a hard inquiry?
Before taking this step, however, note that a credit card limit increase request often results in a hard inquiry on your credit reports. Hard inquiries will only affect your FICO credit scores for one year.