Question: Does Walmart Credit Card Give Instant Approval?

In many cases, the approval process for getting a Walmart card takes just a few seconds, but instant approval is not guaranteed.

To check whether your application has been approved, you can call Walmart Credit Services at 1-877-969-3668.

You’ll need to provide some personal information to verify you are the applicant.

Is Walmart credit card instant approval?

No matter how you apply for the Walmart credit card, it is possible that you will receive an instant decision as to whether or not you are approved. If you are not approved instantly, you can check the status of your application by calling 1-877-969-3668.

Can you get a Walmart credit card with bad credit?

You probably can’t get a Walmart credit card with bad credit because even the Walmart-only version requires fair credit for approval. That means your chances are best if your credit score is 640+. But it’s very unlikely, and not worth the additional credit score damage applying will do.

Can use Walmart credit card same day apply?

Customers approved for a Walmart credit card can now use their card before it even arrives in the mail. The Walmart Pay feature of the company’s mobile app allows you to use new credit card immediately, both online and in stores. You can load all major credit, debit, prepaid or Walmart gift cards onto Walmart Pay.

What credit bureau does Walmart use?

By reviewing the terms and conditions of the Walmart MasterCard and Walmart credit card, you can verify that your account activity is reported to the three credit bureaus (Equifax, Experian and TransUnion).

What is the credit limit for Walmart credit card?

You need fair credit (620+) to be eligible. The higher your score is, the higher you can expect your credit limit to be. There are reports of people getting Walmart Store Card limits of $400, $1,000 and $8,000.

What credit score do you need for Walmart credit card?

A credit score in the ‘good’ range — at least 650 — is required for this card. There is only one Walmart credit application, so if you apply and are not approved for a Walmart Mastercard, you may be offered a Walmart Rewards™ Card instead.

What credit score does Walmart require for a credit card?

Make sure your credit score is 640 or higher. Otherwise, your chances of instant approval for the Walmart Store Card are slim to none. You will need a credit score of 700+ to qualify for the Mastercard version.

What does my credit score need to be for a Walmart credit card?

CREDIT SCORE NEEDED FOR WALMART CREDIT CARD

Even with no credit or poor credit, you’ll still likely qualify for the Walmart store card. Customers with FICO scores as low as 550 can usually be approved. The Walmart credit card reports to all 3 credit bureaus, so it’s a great way to build credit with responsible use.

Is Target credit card hard to get?

You only need “fair” credit to qualify for the Target RED Credit Card, which means it’s possible to get approved with a credit score of just 620. You can see if you’re in the ballpark by checking your credit score for free on WalletHub.