Quick Answer: How Can I Get A Credit Card With Bad Credit And No Money Down?

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What’s the easiest credit card to get approved for with bad credit?

Best Credit Cards for Bad Credit

Best ForCredit CardAnnual Fee
No DepositCredit One Bank® Platinum Visa® for Rebuilding Credit$0 – $99
SecuredDiscover it® Secured$0
No FeeCapital One® Secured Mastercard®$0
High Approval OddsOpenSky® Secured Visa® Credit Card$35

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What is the easiest credit card to get approved?

  • Discover it® Secured. The Discover it® Secured card comes with no annual fee and a competitive APR while still offering bonus rewards for gas and restaurant purchases.
  • Capital One Secured Mastercard.
  • Citi® Secured Mastercard®
  • U.S. Bank Secured Visa® Card.

Can I get a credit card with a 500 credit score?

Credit Cards for a 500 Credit Score

The one thing anyone with a 500 credit score should do is open a secured credit card. For that, you’ll need an unsecured credit card for bad credit. Such cards aren’t ideal, as they charge high rates and fees while allowing you to borrow very little.

What is the minimum credit score for a credit card?

However, your choices may be limited if you don’t have at least good credit. Many credit cards require good to excellent credit to qualify. A good FICO credit score is 670 or higher, or 700 or higher on VantageScore.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad Credit

  1. Kohl’s Charge Card.
  2. Macy’s Credit Card.
  3. Dillard’s Credit Card.
  4. TJX Rewards Credit Card.
  5. Belk Credit Card.
  6. JCPenney Credit Card.
  7. Nordstrom Retail Card.

Which bank gives credit card easily?

Cards against Fixed Deposit

Sr. No.Credit Card NameCard Issuing Bank
4CoralICICI Bank
5Instant PlatinumICICI Bank
6Insta EasyAxis Bank
7AssureBank of Baroda

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Which credit cards give you instant approval?

Best Instant Approval Credit Cards:

  • Discover it® Secured: Rewards.
  • Fingerhut Credit Account: Bad Credit.
  • OpenSky® Secured Visa® Credit Card: No Credit Check Approval.
  • Costco Anywhere Visa® Card by Citi: Excellent Credit.
  • Credit One Bank® Platinum Visa® for Rebuilding Credit: No Deposit.

Can I get a credit card with a 450 credit score?

Credit Cards: 400-450 Credit Score. Credit cards are the easiest type of credit to get if you have a low credit score, even a very poor credit score below 450. Some credit card companies target consumers with such credit scores, either with unsecured subprime cards, secured credit cards, or retail store cards.

Can I get a Walmart credit card with bad credit?

You probably can’t get a Walmart credit card with bad credit because even the Walmart-only version requires fair credit for approval. That means your chances are best if your credit score is 640+. But it’s very unlikely, and not worth the additional credit score damage applying will do.

What is the minimum credit score for a Capital One card?

According to Capital One, this card is geared to consumers with average credit or better. This typically means a FICO score of 580 or higher. Capital One also notes that you could still qualify for this card if you’ve defaulted on a loan in the last five years or you have less than three years of credit history.

What credit score do you need for a PayPal credit card?

What are the pros and cons of PayPal? Fair credit needed i.e. a credit score over 620.

What is the minimum credit score for a Macy credit card?

You need good or excellent credit (700 or higher) to get the Macy’s Amex, and at least fair credit (640 or higher) to get the Macy’s Store Card.

What credit score is needed for a Walmart credit card?

A credit score in the ‘good’ range — at least 650 — is required for this card. There is only one Walmart credit application, so if you apply and are not approved for a Walmart Mastercard, you may be offered a Walmart Rewards™ Card instead.

What credit card can I get with 600 credit score?

Best credit cards if your FICO score is 600 to 649 overview

Credit CardBest For
Discover it® SecuredCashback rewards AND building credit
Capital One® QuicksilverOne® Cash Rewards Credit CardEveryday cash back rewards for fair credit
Capital One® Platinum Credit CardRebuilding credit

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What credit score is needed for Victoria Secret card?

640

What credit score does synchrony bank require?

Synchrony “pre-screens” customers by using data compiled almost exclusively from the credit reporting bureau TransUnion. Synchrony mails prepaid offers to consumers who have at least a Fair credit score (600-699). To receive a credit card through a pre-approved offer, you still need to apply.

Can I get a store card with bad credit?

Store credit cards don’t have the highest approval odds.

Nearly all store credit cards require at least fair credit for approval. So you’re unlikely to get such offers with bad credit. Secured credit cards, on the other hand, offer nearly guaranteed approval regardless of credit score.