Do you need to activate a credit card?
For security, a credit card usually needs to be activated once you get it in the mail, before you can use it. Even if the physical card is un-activated, the account can still be activated. However, activation of the card isn’t the same as opening the account.
How do I activate my card?
Go to your bank’s website to activate your card online.
Many banks will allow you to activate your card online. Go to the bank’s website, sign in, and click on the “Customer Service” tab. Then, find the option for debit card activation and follow the prompts.
How long does it take to activate a credit card?
Activating a New Credit Card
When you apply for a new card and are accepted, you’ll usually receive the physical card via standard mail within 7–10 days. It can sometimes arrive sooner, and you may be able to request expedited shipping from the card issuer.
How do I know my credit card is activated?
Call Customer Service. The simplest way to clear up any question about whether your credit card is still active is to call the issuer and ask. Call the number on the back of your card to inquire about the status of your account. If inactive, customer service can likely reactivate.