Question: How Long Does It Take To Get Approved For A Discover Student Credit Card?

How long does it take to get a credit card when you’re instantly approved?

If you are approved, the issuer typically delivers the card in 7-10 business days.

What credit score do you need to get a Discover student card?

You can get the Discover it Secured Card with a bad credit score (below 640). And college students don’t need a credit score, or any credit experience, to get one of Discover’s two student credit cards.

How long does it take to be approved for a credit card?

approximately 3-4 weeks

Is it easy to get a Discover student card?

Students are eligible for instant approval cards, but just like with all types of credit, people with a good to excellent credit score are more likely to be approved. Many students haven’t had long enough credit histories to merit an excellent credit score.

Will I get approved for a student credit card?

In order to qualify for a student credit card, you must: Making payments on student loans and other credit accounts on time can help you build a credit history even before you get a credit card. If you’re not sure what your credit score is, you can get a free credit score from Experian to check it.

Can I get a Discover card with bad credit?

The best credit card for bad credit is the Discover it® Secured card. The Discover it Secured card does require a $200+ security deposit. But all of the very best bad-credit credit cards require a deposit, and very few credit cards for people with poor credit scores offer both rewards and no annual fee.

What credit card is good for a 600 credit score?

Capital One

Can I get a credit card same day?

Provided you apply online, many credit card issuers can provide same-day approval, but only a handful of companies will give you the ability to use your card the same day you’re approved. In general, you won’t be able to get your physical credit card the same day you’re approved.

What happens if my credit card application is rejected?

A rejection doesn’t hurt your score. But your score may drop when you apply for a card, regardless of whether you’re approved or denied. Getting rejected when you apply for a credit card has an extra sting if your credit score drops, too. If you stop applying for credit for about six months, your score should rebound.

How do you know if your approved for a credit card?

Once you have submitted your application, you can follow these steps to check the application status:

  • Visit – Track Your Credit Card Application Status.
  • Or open the app and select ‘Track Application’
  • Enter your credit card application ID and mobile number.
  • Click ‘Track Application’

What is the minimum credit score for a credit card?

However, your choices may be limited if you don’t have at least good credit. Many credit cards require good to excellent credit to qualify. A good FICO credit score is 670 or higher, or 700 or higher on VantageScore.

What is the easiest credit card to get approved for?

Secured credit cards are backed by a required refundable security deposit, which reduces the lender’s risk and makes it easier for people who don’t have credit—or who have bad credit—to qualify. This typically makes them easier to get than unsecured cards, which have no such requirement.

Can you get a Discover student card with no income?

Yes, it is possible to find credit cards for students with no income — you just need to know where to look. Not having an income will also impact your ability to obtain and establish credit, putting you at a financial disadvantage after graduation.

Can I lie about income on credit card application?

A: Oftentimes, credit card issuers will rely on the income you supply on your application without further verification. Lying on a credit card application is not only illegal, it can create problems for you down the road, especially if your business doesn’t take off as planned and you wind up with debt you can’t repay.

Can I get credit card without job?

If you do not have a job, but have substantial inflow of money into your account, you are as much eligible to apply for a credit card. You will need to submit the proof of income to the bank with your credit card request. Some banks may ask you for records of income tax return.

What is an excellent credit score?

For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750.