Quick Answer: Is Discover Card A Good Credit Card?

Discover it® Cash Back Credit Card

The Discover it Cash Back Credit Card is quite popular.

Since this card has no annual fee that means you can earn quite a profit.

You’ll get a 14-month 0% intro APR for purchases and balance transfers, which is fairly good for cards like these.

Is Discover card a Visa or Mastercard?

Discover is both a credit card issuer and a card network. Visa and Mastercard are networks only. Visa and Mastercard are accepted in more than 200 countries and territories, compared to 185 for Discover. Visa and Mastercard are accepted at 10.7 million U.S. merchant locations, versus 10.4 million for Discover.

What credit score do you need for a Discover it card?

There aren’t any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.

Where is Discover Card accepted?

According to the credit card acceptance tool on Discover’s website, there are many markets where Discover cards are used. The company claims “moderate acceptance” in certain countries like the U.K., Canada, and Australia, while acceptance is admittedly low in other places such as Spain and France, just to name a few.

How does the Discover it card work?

Rewards or cash back credit cards provide a small rebate for every purchase you make. The Discover it® Card, for example, offers 5% Cashback Bonus at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com*, or wholesale clubs up to the quarterly maximum each time you activate.