Question: Is Discover It Chrome A Good Credit Card?

Discover it® Chrome

Best of all, Discover will double the total amount of cash back earned in the first year of card use.

And that can make this quite a rewarding deal.

The other benefits include some basic shopping and travel protections, along with the ability to monitor your FICO Score 8 from TransUnion for free.

What credit score do I need for a Discover it card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.

Is the Discover card a good credit card?

Discover it® Cash Back Credit Card

The Discover it Cash Back Credit Card is quite popular. Since this card has no annual fee that means you can earn quite a profit. You’ll get a 14-month 0% intro APR for purchases and balance transfers, which is fairly good for cards like these.

Which is better discover it vs discover it Chrome?

But there is one main difference between the two credit cards — their rewards rates and structures. The Discover it® Student chrome offers decent ongoing rewards in specific categories, while the Discover it® Student Cash Back credit card earns a higher rate on spending categories that change quarterly.

What is the difference between the Discover Card and the Discover it card?

In short, the Discover it® Cash Back card is the most recent iteration of Discover’s product line, having replaced the Discover More® card in 2013. The Discover More® card was the first Discover card to offer rotating bonus rewards categories to cardholders as a way to earn more cash back on certain purchases.

Is discover it card hard to get?

There’s not just one Discover Card. The average approved score for a Discover IT card is much higher, at 708. The good news is that there are versions of the Discover IT card that do allow for a lower minimum credit score. The Discover IT Chrome for Students will approve people with an average score of around 632.

How do I increase my credit limit discover?

Reach a Discover Credit Analyst by Phone or Online

To request an increase over the phone, call 1-800-347-2683. 2. To do it online, log in to your account. Request a credit limit increase through Discover’s online account center.

How often does discover raise your credit limit?

For the best chance of approval, Discover recommends that you wait at least 6 months before applying for another credit limit increase, but your credit limit is being constantly re-evaluated and could be increased at any time.

Is Discover card good for building credit?

Then use your credit card, earn Cash Back Bonus on every purchase and pay on time each month to help build your credit history. Apply today and enjoy your Discover it® Secured Credit Card. 1. Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

Which Discover card is best?

NerdWallet’s Best Discover Credit Cards of 2019

  • Discover it® Cash Back: Best for Everyday spending.
  • Discover it® Balance Transfer: Best for Balance transfers.
  • Discover it® Miles: Best for Travel.
  • Discover it® Student Cash Back: Best for College students.
  • Discover it® Secured: Best for Building or rebuilding credit.