Quick Answer: Is There Any Credit Cards For Bad Credit?

View all

What credit cards can I get with bad credit?

Best Credit Cards for Bad Credit of 2020

  • Credit One Bank® Visa® Credit Card.
  • Indigo® Platinum Mastercard®
  • Credit One Bank® Unsecured Visa® with Cash Back Rewards.
  • Milestone® Gold Mastercard®
  • Discover it® Secured.
  • Total Visa® Unsecured Credit Card.
  • Capital One® Secured Mastercard®
  • Surge Mastercard Credit Card.

What credit card can I get with a 500 credit score?

Credit Cards for a 500 Credit Score

Sponsored Green Dot primor® Visa® Classic Secured Credit CardSponsored Credit One Bank® Platinum Visa® for Rebuilding Credit
Annual Fee$39$0 – $99
Rewards Bonus
Rewards Rate0 – 1% Cash Back
Purchase Intro APRNot OfferedNot Offered

5 more rows

What is the easiest credit card to get approved for?

  1. Discover it® Secured. The Discover it® Secured card comes with no annual fee and a competitive APR while still offering bonus rewards for gas and restaurant purchases.
  2. Capital One Secured Mastercard.
  3. Citi® Secured Mastercard®
  4. U.S. Bank Secured Visa® Card.

Can you get a credit card with a 550 credit score?

The one thing anyone with a 550 credit score should do is open a secured credit card. For that, you’ll need an unsecured credit card for bad credit. Such cards aren’t ideal, as they charge high rates and fees while allowing you to borrow very little. But they might be your only option.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad Credit

  • Kohl’s Charge Card.
  • Macy’s Credit Card.
  • Dillard’s Credit Card.
  • TJX Rewards Credit Card.
  • Belk Credit Card.
  • JCPenney Credit Card.
  • Nordstrom Retail Card.

What is the minimum credit score for a credit card?

However, your choices may be limited if you don’t have at least good credit. Many credit cards require good to excellent credit to qualify. A good FICO credit score is 670 or higher, or 700 or higher on VantageScore.

Which credit cards give you instant approval?

Best Instant Approval Credit Cards:

  1. Discover it® Secured: Rewards.
  2. Fingerhut Credit Account: Bad Credit.
  3. OpenSky® Secured Visa® Credit Card: No Credit Check Approval.
  4. Costco Anywhere Visa® Card by Citi: Excellent Credit.
  5. Credit One Bank® Platinum Visa® for Rebuilding Credit: No Deposit.

What’s the easiest credit card to get approved for with bad credit?

Best Credit Cards for Bad Credit

Best ForCredit CardAnnual Fee
No DepositCredit One Bank® Platinum Visa® for Rebuilding Credit$0 – $99
SecuredDiscover it® Secured$0
No FeeCapital One® Secured Mastercard®$0
High Approval OddsOpenSky® Secured Visa® Credit Card$35

5 more rows

What is the easiest unsecured credit card to get approved for?

Here are the easiest unsecured credit cards to get:

Overall: Fingerhut Credit Account. Rewards: Credit One Bank® Platinum Visa® for Rebuilding Credit. Small Business: Capital One® Spark® Classic for Business. Limited Credit: Petal® Visa® Credit Card.

What is the minimum credit score for a Capital One card?

According to Capital One, this card is geared to consumers with average credit or better. This typically means a FICO score of 580 or higher. Capital One also notes that you could still qualify for this card if you’ve defaulted on a loan in the last five years or you have less than three years of credit history.

What is the minimum credit score for a Wells Fargo Credit Card?

According to reviews, this card should be fairly easy to qualify for if you have a credit score of 700 or higher, though a number of reports of approvals can be found for reviewers with credit scores in the 600 to 700 range. Your chances of being approved with a score below 600 are likely slim to none.

Can I get a loan with a 450 credit score?

Credit Cards & Loans with a 450 Credit Score

You’ll find it very difficult to borrow with a 450 credit score, unless you’re looking for a student loan. In particular, you’re unlikely to qualify for a mortgage with a 450 credit score because FHA-backed home loans require a minimum score of 500.

Can you get a Walmart credit card with bad credit?

You probably can’t get a Walmart credit card with bad credit because even the Walmart-only version requires fair credit for approval. That means your chances are best if your credit score is 640+. But it’s very unlikely, and not worth the additional credit score damage applying will do.

What credit score is needed for Victoria Secret card?

640

What credit bureau does Walmart use?

By reviewing the terms and conditions of the Walmart MasterCard and Walmart credit card, you can verify that your account activity is reported to the three credit bureaus (Equifax, Experian and TransUnion).