Quick Answer: Should I Get A Discover Student Card?

What credit score do you need to get a Discover student card?

You can get the Discover it Secured Card with a bad credit score (below 640). And college students don’t need a credit score, or any credit experience, to get one of Discover’s two student credit cards.

Which Discover student card is best?

Best Credit Cards for Students of 2020

Chase Freedom Unlimited®: Best feature: Flat-rate cash back on all purchases. Citi Rewards+℠ Student Card: Best feature: Supermarket and gas rewards. Discover it® Secured: Best feature: Cash back rewards.

Do you have to be a student for the Discover IT student card?

For example, Discover requires you to be enrolled in a “two- or four-year college or university”; State Farm requires you to attend a “postsecondary educational institution.” The Journey® Student Credit Card From Capital One® doesn’t require proof of college enrollment—you just have to meet the credit and income

Can you have both discover student cards?

Both the Discover it Student Card and the Discover it Student chrome Card have $0 foreign fees. In addition, students who maintain a 3.0 GPA or better will earn an annual $20 statement credit for up to 5 years. Discover also doubles cash back earned by new cardholders the first year.

Can I get a Discover card with bad credit?

The best credit card for bad credit is the Discover it® Secured card. The Discover it Secured card does require a $200+ security deposit. But all of the very best bad-credit credit cards require a deposit, and very few credit cards for people with poor credit scores offer both rewards and no annual fee.

What is the hardest credit card to get?

American Express Centurion Card

Is Discover Student Card easy to get?

Students are eligible for instant approval cards, but just like with all types of credit, people with a good to excellent credit score are more likely to be approved. Many students haven’t had long enough credit histories to merit an excellent credit score.

What credit score do you need for Discover Student Card?

Sources Suggest a Minimum 648 FICO Score

For Discover it® cards, most reports indicate a FICO score between 680 and 720 should get you a good offer.

How do I upgrade my Discover student card?

You can apply by requesting an increase online, or you can call us at 1-800-DISCOVER. When you graduate, call us to update your income and personal information such as your income, housing, e-mail and address. Updating this information may make you eligible for credit line increases.

Can you get a Discover student card with no income?

Yes, it is possible to find credit cards for students with no income — you just need to know where to look. Not having an income will also impact your ability to obtain and establish credit, putting you at a financial disadvantage after graduation.

Who can get a student card?

If you are a full-time student at school, college or university studying for a minimum of 15 hours per week for 3 months, aged 12 or over, you can apply for a student card with ISIC. It’s a hassle-free process, and in no time at all you’ll be enjoying thousands of discounts and benefits at home and away.

What happens to my Discover student card when I graduate?

You can still use your Discover it Student card after graduation. Discover won’t close the account because you graduate, but they might offer you better cards. Even if they don’t, if you’ve been paying on time and using your cards responsibly you’ll be able to get better ones yourself.