What Credit Score Do I Need To Get A Discover Card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval.

So most Discover cards may be a tough get for the average person, who has a credit score of 669.

Can I get a credit card with a 650 credit score?

Even if your FICO credit score is only 650, you can still qualify for a credit card that charges no annual fee and comes with reasonable interest rates.

How long does it take to get approved for a Discover Card?

New Discover credit cards are always sent via priority mail, meaning that it would take 3 to 5 days to get your hands on a new card. That’s free and it’s way better than what other issuers offer – up to 10 business days by default. Replacement cards are expedited and will arrive within 24 to 48 hours.

What is the easiest credit card to get approved for?

Easiest Credit Cards to Get Approved For

Best ForCard NameAnnual Fee
No Min. Credit ScoreGreen Dot primor® Visa® Classic Secured Credit Card$39
No Credit CheckOpenSky® Secured Visa® Credit Card$35
Low Annual FeeFirst Progress Platinum Elite Mastercard® Secured Credit Card$29
No Annual FeeFingerhut Credit AccountNone

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How do I qualify for a student Discover Card?

Here are the Discover student card requirements:

  • 18+ years old.
  • U.S. citizen.
  • Valid Social Security number (cannot apply with ITIN)
  • Enough income to afford a credit card.
  • Be a student (enrolled in school)
  • Not have too many recent credit inquiries (best to only apply for one card each year)

How can I raise my credit score 100 points?

One of the best ways to earn a great credit score is to always pay your bills on time. Missing one bill can lower your credit score by as much as 100 points. To begin your credit card recovery journey, make sure you pay all of your late payments and don’t miss another bill payment.

Can I get a credit card with a 700 credit score?

The best credit card for a 700 credit score could be Capital One Venture if you’re eager to earn travel rewards, Citi Double Cash if you’d prefer cash back or Chase Slate if you want 0% APRs. You can do a pre-approval check for most of the best credit cards for a 700 credit score.

Can I get approved for a Discover Card?

You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. You can get the Discover it Secured Card with a bad credit score (below 640). Let’s take a look at Discover’s offers and what score you need to get approved.

Does discover approve instantly?

When you apply for an instant approval card online, the credit card company will run a preliminary credit check. Once the credit card company receives your score and approves your application, they usually issue a “conditional approval,” while they perform a more thorough check of your credit history.

Can you get a Discover card with no credit?

Discover it® Secured

No Annual Fee, earn cash back, and build your credit with responsible use. It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can’t help you build a credit history.

Can you get a credit card with a 550 credit score?

3 Other Unsecured Credit Cards for Bad Credit (Scores 550 – 650) Unsecured credit cards offer the best rewards, the lowest interest rates, and don’t require a security deposit to open an account. In that case, apply for a secured credit card and try for an unsecured credit card when your score improves.

What is the easiest credit card to get with poor credit?

Best Credit Cards for Bad Credit: Summed Up

Capital One® Secured Mastercard®Apply Now
Indigo® Platinum Mastercard®Apply Now
Credit One Bank® Unsecured Visa® with Cash Back RewardsApply Now
Milestone® Gold Mastercard®Apply Now
Total Visa® Unsecured Credit CardApply Now

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What are the easiest credit cards to get with bad credit?

Best credit cards for bad credit of 2019

Best ForCredit CardAnnual Fee
Cash backDiscover it® Secured$0
Building creditCredit One Bank® Visa® Credit Card$0-$75 for first year, $0-$99 each additional year
No security depositIndigo® Platinum Mastercard®See terms*
No annual feeCapital One® Secured Mastercard®$0

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