What Credit Score Do You Need To Get A Discover Card?

There aren’t any Discover cards that flat-out require excellent credit, currently.

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval.

So most Discover cards may be a tough get for the average person, who has a credit score of 669.

What is the easiest credit card to get approved for?

Easiest Credit Cards to Get Approved For

Best ForCard NameAnnual Fee
No Min. Credit ScoreGreen Dot primor® Visa® Classic Secured Credit Card$39
No Credit CheckOpenSky® Secured Visa® Credit Card$35
Low Annual FeeFirst Progress Platinum Elite Mastercard® Secured Credit Card$29
No Annual FeeFingerhut Credit AccountNone

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What credit score do you need to get a credit card?

As with any credit product, of course, the better your credit, the better your chances of being approved for any given credit card. Both common credit scoring models — FICO Score 8 and VantageScore 3.0 — operate on a range from 300 up to 850, with 850 being the best possible credit score.

Can I get a credit card with a 650 credit score?

Even if your FICO credit score is only 650, you can still qualify for a credit card that charges no annual fee and comes with reasonable interest rates.

What credit score do you need to get an American Express card?

The Credit Score Needed for the American Express Platinum. To apply for The Platinum Card® from American Express, you need to have a good or excellent credit score. This means you need a credit score of at least 700. The average applicant has a score of 715.

What is the easiest credit card to get with poor credit?

Best Credit Cards for Bad Credit: Summed Up

Capital One® Secured Mastercard®Apply Now
Indigo® Platinum Mastercard®Apply Now
Credit One Bank® Unsecured Visa® with Cash Back RewardsApply Now
Milestone® Gold Mastercard®Apply Now
Total Visa® Unsecured Credit CardApply Now

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Can you get a credit card with a 550 credit score?

3 Other Unsecured Credit Cards for Bad Credit (Scores 550 – 650) Unsecured credit cards offer the best rewards, the lowest interest rates, and don’t require a security deposit to open an account. In that case, apply for a secured credit card and try for an unsecured credit card when your score improves.

How can I raise my credit score 100 points?

One of the best ways to earn a great credit score is to always pay your bills on time. Missing one bill can lower your credit score by as much as 100 points. To begin your credit card recovery journey, make sure you pay all of your late payments and don’t miss another bill payment.

Can I get a credit card with a 700 credit score?

The best credit card for a 700 credit score could be Capital One Venture if you’re eager to earn travel rewards, Citi Double Cash if you’d prefer cash back or Chase Slate if you want 0% APRs. You can do a pre-approval check for most of the best credit cards for a 700 credit score.

Can I get approved for a credit card with a 600 credit score?

Credit Cards: 600-650 Credit Score

With a score more toward the fair end of the spectrum, you may qualify for select prime credit cards. If you’re unsure about qualifying for a particular card, most issuers allow you to check for pre-qualification or pre-approval.

What is the hardest credit card to get?

The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Which American Express card is the easiest to get approved for?

The USAA Secured American Express Card is the easiest American Express card to get. It’s issued by USAA, but it’s on the Amex card network, which means you can use it anywhere Amex is accepted. It’s also available to people with bad credit, unlike anything Amex offers.

Is it hard to get an American Express card?

Generally speaking, American Express cards are a lot more difficult to get than your typical student credit cards, secured credit cards, or bad credit credit cards. The thought is that if you are able to be accepted as an Amex member, you’ve got good credit.