Quick Answer: What Forms Of Payment Does Costco Take?

Can you use a Visa or MasterCard at Costco?

Costco takes all Visa credit cards, debit cards and gift cards. Costco only takes Visa cards. They won’t accept Mastercard, Discover or American Express. If you don’t have a Visa card, you’ll only be able to pay with cash, a check or a prepaid Costco Cash Card.

Does Costco take debit MasterCard?

In short, Costco only accepts cards that operate on the Visa credit card network. More expansively, Costco has an exclusive contract with Visa that prohibits the use of any other credit card networks, including Mastercard, Discover, and American Express.

Can I use any credit card at Costco?

In short, Costco only accepts Visa credit cards, in addition to debit or ATM cards, cash, checks, EBT, Costco Cash Cards and mobile payment apps like Apple Pay and Google Pay. Since that date, Costco only accepts Visa as a method of credit. You can use any Visa-branded card to check out at the Costco register.

Why does Costco only take Visa?

The warehouse club agreed to accept only Visa cards, and in exchange, the credit company lowered Costco’s merchant fee to a negligible less than 0.4 percent. By trimming its own costs, Costco can keep prices lower for its members.

Can you pay with a MasterCard at Costco?

Will other credit cards — such as from American Express, Discover or MasterCard — work at Costco? That said, you do not need to use the Costco-branded Visa card. Other Visa cards will be accepted. You can also still pay with cash, checks, debit cards, Electronic Benefit Transfer (EBT) and Costco Cash Cards.

What credit card is accepted at Costco?


Can you pay with debit card at Costco?

Payment. Costco accepts all Visa cards, as well as cash, checks, debit/ATM, EBT and Costco Shop Cards. A valid government-issued photo ID is required if you plan to pay by check. Cash, checks and EBT are not accepted at Costco.com, Costco Gas Stations or Costco Car Washes.

What are the benefits of a Costco MasterCard?

Top features at a glance:

  • Earn cash back virtually everywhere – not just at Costco.
  • You earn 3% on restaurant purchases, 2% on gas purchases, 0.5% on the first $3,000 you spend annually on all other purchases, and 1% after that.
  • No annual fee.
  • Doubles as your Costco membership card.

How do I use my MasterCard at Costco?

Remember that you can use your MasterCard at Costco.com. Buy a Costco Cash Card from Costco.com, using your MasterCard credit card, and use the Costco Cash Card for in-store purchase.

What are Costco cash rewards?

Earning Costco Cash Rewards on Purchases: You’ll earn Costco Cash Rewards for purchases using your Card Account, minus returns and refunds, as follows: 4% cash back on eligible gas worldwide, including gas at Costco, for the first $7,000 per year in gas purchases and then 1% thereafter.

How much is a Costco card?

Costco memberships start at $60

A Gold Star Costco membership costs $60 a year. An executive membership is $120 and entitles the cardholder to extra perks, like 2% back on Costco purchases (including Costco travel purchases).

Why does Costco not accept credit cards?

The reason is because Costco wants to save money on transaction fees. This is why unlike most other stores who accept Amex Visa MC Discover, Costco only accepts one of them or debit.

Why can’t Costco use MasterCard?

Because they have an exclusive deal with Citi Bank to issue Costco Visa cards at a very low fee Because it is VISA they are required to accept all Visa cards.

What places dont accept MasterCard?

Mastercard is not accepted at retail chains such as Costco that have an exclusive agreement with another card network. Mastercard credit cards also can’t be used to pay a credit card bill, but no credit cards can be used for that.

Can I use Apple pay at Costco?

Apple Pay Now Accepted at All Costco Warehouses in United States. Apple Pay is now accepted at all Costco warehouses in the United States, at in-store checkouts, according to the wholesale retailer. Costco is also outfitting its gas stations with contactless readers, but only a few have gone live.