The main difference you’ll see is that Discover issues its own cards.
In other words, it’s a credit card issuer in addition to being a card network.
Visa is only a card network.
Networks are mostly responsible for processing payments and setting the rules for where and how cards can be used.
Is Discover card a Visa or Mastercard?
Discover is both a credit card issuer and a card network. Visa and Mastercard are networks only. Visa and Mastercard are accepted in more than 200 countries and territories, compared to 185 for Discover.
Which one is better Visa or Mastercard?
As far as most consumers are concerned, there is no real difference between MasterCard and Visa. The two are both widely accepted in over two hundred countries and it is very rare to find a location that will accept one but not the other. However, neither Visa nor MasterCard actually issue any credit cards themselves.
Are Discover cards good?
Discover credit cards are not as widely accepted as leading competitors. It’s one of the reasons we think that the Discover it® Cash Back is a great option as a supplemental credit card. Use it to earn the bonus rewards, but keep a more accepted primary card around just in case.
Are Discover cards accepted?
So in the United States, you shouldn’t have trouble using a Discover card, as it’s accepted nearly everywhere that takes credit cards. American Express, however, is accepted by only 6.9 million merchants in the United States. This is largely due to the higher fees the company charges merchants with each swipe.