Quick Answer: What Is The Discover It Chrome Card?

The Discover it Chrome is a reward card designed for use at gas stations and restaurants, but it doesn’t have much use outside of that.

If you do want a card to earn rewards on those purchases, however, this one comes with some pretty good terms overall.

2019 Review: Discover it Chrome Credit Card – Good for Gas
https://www.creditcardinsider.com › reviews › review-discover-it-chrome-cre Discover It chrome card grace period With Discover, your grace period will be at least 25 days from the end of the billing period, or a minimum of 23 days for billing periods that start in February.

If you have a grace period, you should not be accruing interest charges.

Avoid Interest with the Credit Card Grace Period | Discover
https://www.discover.com › credit-cards › resources › credit-card-grace-period Search for: Discover It chrome card grace period Discover it Chrome card interest rate 0% Intro APR † for 6 months on purchases.

Then 14.49%-23.49% Standard Variable Purchase APR applies.

Student Credit Cards: Credit Cards for Students | Discover
https://www.discover.com › credit-cards › student Search for: Discover it Chrome card interest rate Discover it Chrome card cash back The Chase Freedom® is a great option if you’re looking for a cash-back credit card.

It provides 5% cash back in quarterly rotating bonus categories (up to $1,500 in combined purchases per quarter) and 1% cash back on all other purchases.

Like the Discover it® chrome, it charges an annual fee of $0.

Discover it Chrome: Extra Cash Back on Gas and Dining – NerdWallet
https://www.nerdwallet.com › blog › discover-it-chrome-credit-card-review Search for: Discover it Chrome card cash back grace periodinterest ratecash back

What credit score do I need for a Discover it card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.

What is the difference between discover it and discover Chrome?

But there is one main difference between the two credit cards — their rewards rates and structures. The Discover it® Student chrome offers decent ongoing rewards in specific categories, while the Discover it® Student Cash Back credit card earns a higher rate on spending categories that change quarterly.

Is the Discover IT student card good?

The Discover it Chrome and Cash Back student cards are among the best in their class. There’s no annual fee (true for all Discover cards), and you’ll get matching cash back at the end of the first year. You’ll also receive a $20 statement credit if you maintain a 3.0 GPA or higher each school year.

Is discover it card hard to get?

There’s not just one Discover Card. The average approved score for a Discover IT card is much higher, at 708. The good news is that there are versions of the Discover IT card that do allow for a lower minimum credit score. The Discover IT Chrome for Students will approve people with an average score of around 632.

Is Discover card good for building credit?

Then use your credit card, earn Cash Back Bonus on every purchase and pay on time each month to help build your credit history. Apply today and enjoy your Discover it® Secured Credit Card. 1. Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

Will discover automatically increase my limit?

Reach a Discover Credit Analyst by Phone or Online

To request an increase over the phone, call 1-800-347-2683. 2. To do it online, log in to your account. Request a credit limit increase through Discover’s online account center.

Which Discover card is better cash back or Chrome?

Discover it chrome is more consistent but has a lower ceiling, giving you 2% bonus cash back on the first $1,000 spent per quarter in the same categories – gas and restaurants – all the time. Discover it Cash Back and Discover it chrome are nearly identical in all other categories, though.

Which Discover card is best?

NerdWallet’s Best Discover Credit Cards of 2019

  • Discover it® Cash Back: Best for Everyday spending.
  • Discover it® Balance Transfer: Best for Balance transfers.
  • Discover it® Miles: Best for Travel.
  • Discover it® Student Cash Back: Best for College students.
  • Discover it® Secured: Best for Building or rebuilding credit.

Is Discover it chrome card good?

The Discover it® Chrome is a fairly good offer, with no annual fee and 2% cash back at gas stations and restaurants. Best of all, Discover will double the total amount of cash back earned in the first year of card use.

Which Discover card is best for students?

Summary of Best College Student Credit Cards of August 2019

Credit CardBest ForLearn More
Discover it® Student Cash Back NerdWallet rating Apply Now on Discover’s website, or call (800) 347-0264Cash-back rewardsApply Now on Discover’s website, or call (800) 347-0264

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How do I qualify for a student Discover Card?

Here are the Discover student card requirements:

  1. 18+ years old.
  2. U.S. citizen.
  3. Valid Social Security number (cannot apply with ITIN)
  4. Enough income to afford a credit card.
  5. Be a student (enrolled in school)
  6. Not have too many recent credit inquiries (best to only apply for one card each year)

Is discover a good card?

Discover has not endorsed this content in any way. The Discover it Cash Back Credit Card is quite popular. Since this card has no annual fee that means you can earn quite a profit. You’ll get a 14-month 0% intro APR for purchases and balance transfers, which is fairly good for cards like these.