It could be related to something on your credit report, recent late payments or high credit card balances for example.
If you were denied because of your credit score, the credit card issuer would send a copy of the credit score and the top factors contributing to your credit score.
What happens if I get rejected for a credit card?
When you get denied for a credit card, an account doesn’t get opened. Soft inquiries won’t impact your scores, but hard inquiries, which are the type that occur when you apply for a loan or credit card, will. Your credit scores could be impacted if you have too many inquiries in a short time frame.26 Dec 2013
Why would you get rejected for a credit card?
Your Loan Balances Are Too High
Having too much existing debt can make it harder for you to take on a new payment. If your loan loan balances are high, credit card issuers might be hesitant to give you a credit card. Paying down your loan balances can improve your chances at getting approved.
Does being rejected from a credit card hurt your score?
A rejection doesn’t hurt your score. But your score may drop when you apply for a card, regardless of whether you’re approved or denied. Getting rejected when you apply for a credit card has an extra sting if your credit score drops, too. But it can happen.7 Jan 2019
When should I apply for a credit card after being denied?
How long you should wait to reapply for a credit card after an application is denied varies with each person’s situation, so there’s no hard-and-fast timeline to follow. The typical recommendation is that you should wait six months between credit card applications.29 Sep 2017