Quick Answer: Why Is Equifax Score Higher Than TransUnion?

Which is more important Equifax or TransUnion?

A: As a general matter, no one credit bureau report is “more important” than the others.

The challenge, of course, for consumers is that you never really know which bureau report a lender will pull.

It could be Equifax, Experian or TransUnion – or perhaps all three.

Which credit reporting agency is the most accurate?

Best Overall Credit Reporting Agency. We begin by asking which credit reporting company is best overall. Is it Experian, Equifax, or Transunion that comes out on top? The answer depends on your perspective.

Is TransUnion used more than Equifax?

TransUnion uses most of the same personal information that Equifax does in scoring your credit; however, TransUnion may find certain aspects of your credit history more important than Equifax does. For example, TransUnion credit reports feature a more extensive employment history section.

Why is my credit karma score higher than FICO?

First, because Credit Karma uses only two of the big three credit bureaus, your score might not be entirely accurate. However, the customer review site ConsumerAffairs.com has people reporting that their Credit Karma score is quite a bit higher than their actual FICO score.